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Mortgage Library

• FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA)
• Frequently Asked Questions for Residential Home Mortgages
• VA Loans provide veterans with a loan which requires no down payment.
• Mortgage Calculators
• Credit Related Articles
• Mortgage Basics - List of Mortgage Topics
• Mortgage Terminology
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• Mortgage Refinance
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• What's In My Credit Report?
• Credit Scoring Uses
• Credit Scoring Model
• Improve Credit Score
• Fair Credit Reporting Act
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• VA Loan Benefits
• Multiple VA Loans
• Applying for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan
• VA Approved Properties
• Who is Eligible for a VA Loan
• Refinance Cost
• Refinancing Before Moving
• What are Loan Points
• Late Credit Card Payments
• Choosing Lender
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• When to Refinance
• Lock Interest Rate
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• Credit Impact on Loan Qualification
• Bankruptcy and FHA Loans
• What Can I Afford
• Determining Property Market Value
• Another Mortgage Company
• Assisting the Appraiser
• Appraisal Methods
• What is an Appraisal
• Why Get An Appraisal
• Who Owns the Appraisal
• Avoiding Foreclosure
• Temporary Problems
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• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
• Statutory Costs
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• PMI Cost
• Applying for PMI
• How PMI is Paid
• What Is Pmi
• How PMI Works
• PMI Companies
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• Cancellation Of Pmi
• PMI and Larger Loans
• Hybrid ARMs
• HARP 2 Refinance
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• Reverse Mortgages
• Fixed Rate Mortgages
• Best Program For You
• Interest Only Mortgages
• ARM Commonly Used Indexes
• Adjustable Rate Mortgages
• Graduated Payment Mortgages
• Truth In Lending
• Should I Lock Rate
• Loan Process
• Privacy Policy

Blog

• Blog - 20% Down May Not Be The Right Move For You - Here's Why
• Blog - Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
• Blog - Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
• Blog - How to Profit from Buying a Home Now Despite Rising Rates
• Blog - Homebuying Help: How Downpayment Assistance Programs Work
• Blog - What's the Max Debt-to-Income (DTI) Ratio for a Mortgage?
• Blog - Should You Close Credit Cards Before Applying for a Mortgage?
• Blog - Does Having a Student Loan Affect a Mortgage Pre-Approval?
• Blog - Your Mini-Guide To Buying A Condo
• Blog - What Most First-Time Homebuyers Wish They Knew Before Their Purchase
• Blog - Simple Budgeting Tips: Getting Ready To Own Your First Home
• Blog - Benefits of a New Construction vs Existing Home
• Blog - What's Really Going On In the Market? Get Real Answers From Your Local Mortgage Advisor
• Blog - Get The Facts: Will Pre-Approval Hurt My Credit?
• Blog - How Working With A Mortgage Professional Can Save You Money
• Blog - Best Ways to Leverage Your Home Equity
• Blog - The Perks of Living in a Multigenerational Home
• Blog - Choosing the Best Mortgage Options for Unique Circumstances
• Blog - 10 Things to Check Before Buying in a New Neighborhood
• Blog - Add Instant Curb Appeal With These Ideas
• Blog - Thinking About Relocating? How to Choose Where to Live
• Blog - Top Ways to Raising Your Credit Score --Fast!
• Blog - Why Buying A Home Still Makes Better Financial Sense Than Renting
• Blog - Tips for Saving Thousands on Your Home Purchase
• Blog - Are We Entering a Buyer’s Market? Signs to Watch Out For
• Blog - Making Sense of the Current Housing Market
• Blog - Watch Out for these Red Flags When Buying a Home “As Is”
• Blog - Concessions You Can Get Even In A Seller’s Market
• Blog - What Does a Home Inspector Look For in a Home You Want to Buy?
• Blog - 2022 Real Estate Market Predictions