Our mission is to serve all customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients with more options while providing them with the lowest interest rates and closing costs. Everyone can obtain Mortgage financing whether you have the best or worst credit situations.
We are expanding homeownership through innovative lending. We are providing more products, more choices, and more advantages for borrowers. Financing is customized based on your scenario.
HOME OF THE DIGITAL MORTGAGE LOAN AND WE HAVE THE FOLLOWING SPECIALTY PROGRAMS TO HELP!
Homeowner’s Access — Designed to help borrowers to achieve or re-establish homeownership. With a maximum DTI (Debt to Income Ratio) of 60% and allowances for 30-60 day mortgage lates within the past year or a housing/credit event greater than 24 months, qualified borrowers may be able to access financing not readily available to them previously.
Fresh Start — Tailored for borrowers that have been prevented from obtaining mortgage financing due to a short sale, bankruptcy, foreclosure, or deed in lieu in the past 24 months.
Jumbo Alternative — Provides innovative credit solutions for borrowers looking for loan amounts up to $2 million with flexible guidelines including 90% LTV (Loan to Value), DTI to 50% (Debt to Income), and an interest-only option. Eligible income documentation includes restricted stock units, asset depletion, and solutions for self-employed borrowers.
Investment — With maximum loan amounts up to $2 million, Credit scores as low as 620, and unlimited financed properties for qualified investment borrowers, the Investment product may be just what your borrowers need to finance their investment properties.
Foreign National — Helps make buying a second home in the U.S. easier for qualified non-U.S. citizens visiting on business or vacation. Both fixed and adjustable options are available along with flexible guidelines to help qualified Foreign National borrowers obtain home financing.
We are committed to providing credit solutions to borrowers who can demonstrate their ability to repay. We find the best solutions through our network of services. Your Mortgage loan whether a Purchase or Refinance loan it is customized specifically to you! We will provide you with all your personal options. You decide what rate and payment best suits you and your financial situation.
Let’s work together to bring the best mortgage credit to you and your family!