Customized Mortgage Financing for Everyone!

We can help you and yours!  We are a full-service mortgage company located in Sterling Heights and Shelby Township, Michigan.  We have access to Wholesale Rates and Programs which gives you the best options!  We are Licensed and Bonded in All of Michigan and Florida. We have over 30 years of expertise and experience in Underwriting and Loan Origination.  

We specialize in all Home Loan Products including  FHA, VA, USDA and Conventional Purchase and Refinance Mortgages.

Whether you are buying a home or refinancing in any part of Michigan or Florida, we can help you save money!

We offer more options and can match you with a Servicer based on your loan criteria at no cost to you! 
We have exclusive specialty programs and the all new digital fast loan.  We can also help you with:

First Time Buyers - FHA | FHA 203k | VA | USDA | HomePath and HomePossible | Jumbo | Conventional | Reverse Mortgages

Special programs are now available for any Police, Fire, Teachers and Government Employees and Retirees!!!
- 0% - 3% Down payment Programs available!
- No Closing Costs Available!
- Purchase and Refinance Home Loans.

Our process is very simple and straight forward.  We can walk you through the entire process from start to finish!

Federally Licensed in both Michigan and Florida.  We are also State Certified Mortgage Experts!  Personally Bonded and Insured so you don't have to worry!  
We have over 30 years of experience and expertise in Residential and Commercial Real Estate.  Best in Service since 1989!

Refinancing?

We offer a wide range of refinance options, designed to best meet your criteria. If you're looking for cash out refinance, or to just get a better rate and term, we can assist you.
We offer the following Refinancing Programs:

     FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline | Conventional | HELOC | Reverse Mortgages | Jumbo

What kind of mortgage program is best for you?

We can provide you with every option available for you to Purchase a home or Condo or all Refinance Mortgage Loans. 
We specialize in Snow Bird loans and also have Credit Repair to map out a plan and Equity Builder Refinance loans available!
USDA Loans - Rural areas - VA Loans - No Down Payment needed!
Reverse Mortages for 62 and older!

• In House Underwriting for all Mortgage loans! 
• Fresh Start Home Loans.... low credit scores allowed at 500 mid score.
• FHA loans available with credit scores as low as 560.
• Conventional Loans with scores as low as 595 to 800.
• No Appraisal loans available.
• Mortgage amount from $30,000 to $10,000,000.00
• Rates as low as 4.75 with fixed rates!!!
• We have programs to help everyone get a MORTGAGE.
• Creditfix- is available to improve anyone's credit!!!
• Elite program available with credit scores 700 and above.
• 15 day closings on all Elite or Conventional Purchase and Refinance loans.

WHO COMES TO MIND THAT WE CAN HELP???

LICENSED TO LEND IN MICHIGAN AND FLORIDA.   ADDING MORE STATES AS NEEDED

WE now have 1% DOWN PROGRAM, AND THE PERFECT VA LOAN WITH NO MONEY DOWN .......MAKING YOUR DREAMS COME TRUE WITHOUT THE STRESS....

If you are looking for a Purchase or Refinance Mortgage Loan in Michigan or Florida you have come to the right place!

Email: colleenhassar@gmail.com , Call or Text us anytime for a free review of your options at 586-944-3608 or 586-554-0165.

Serving all of Michigan and Florida for your Mortgage needs.
We also work with all realtors to list your home for only 1% saving you time and money towards the purchase of your next home. Most companies charge 3%  List with us today and save $$$ 


 Awarded 2022 Sterling Heights, MI. City's Best Award for Best Mortgage Process 

 A+ rating with the BBB   Awarded Best Business of 2021

Best of the best 2021 Money Magazine basic home loan Non-Bank 
 UWM Top 1% CerTified Partner of 2021
 Enterprise Award for the Best Mortgage Refinance in Detroit